Just a little assistance here for financial club members. If you have paid your membership fee but have not supplied your forum username to Bernie you will not have full access to the juicy stuff in the club only area. We are using this area more and more to post material relating to our affiliation with MSNZ and matters that are unable to be posted in public areas. If you are a financial member and want to access this area and others on the forum please PM "bernjean" with you forum username.
If you are not a member and wish to become one go here for an online application